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Investing in stocks is no longer just for the wealthy but also for young, low-income Filipinos who wish to learn how to invest and participate in the country’s multiple trading platforms.
Who doesn’t aim for financial success? We all want that, but that doesn’t work when you just put your money in a piggy bank. Growing your money takes skills, time, and effort. It does not happen in the blink of an eye. In order for your money to grow, investment plays a vital role.
However, the most successful investors aren’t born overnight. It takes time and patience for them, as well as trial and error to learn the ins and outs of the financial world and your personality as an investor.
Nowadays, people’s perspective on investment has changed. The pandemic itself has impacted the way people think about investment. If you’ve noticed, people are starting to acquire assets such as land.
As a result of COVID-19’s impact on every economy around the globe, the stock market’s fall prompted more people to express interest in it.
Investing is a good way to put your money to work and perhaps increase your wealth.
Your money may be able to outperform inflation and increase in value if you invest wisely. The power of compounding and the risk-return tradeoff are the primary reasons behind investing’s higher growth potential. Investagram is one of the most popular platforms for people to share their financial and stock market knowledge.
01 of 09Starting With The Basics
As the name implies, the stock market is merely another form of market—meat and fish markets, for example! The only difference is that consumers buy and sell corporations like PLDT, Ayala Land, Meralco, and others on the stock market and not tangible products such as meat and veggies.
Yes, that’s correct! You can become a part-owner of some of the Philippines’ largest firms by investing in the stock market.
“Is it even possible?”
“How can a regular person afford to buy such large corporations?”
You might think, “Isn’t that pricey?”
Indeed, it is! That is why, before being sold, companies are divided into shares. Companies are divided into shares to make it easier for people to buy them, just like a pizza is cut into slices to make it easier to consume.
Once you purchase a share in a company, you will have a co-ownership of the company.
So, why would these large corporations sell stock in their companies? Why do they require our funds? The reason is that big businesses sometimes need to raise additional capital (a.k.a. loads of cash) in order to expand their operations more quickly.
It would need a lot of money to fund a company’s desire to produce new goods, undertake research, or expand its facilities.
Even large corporations would find it difficult to obtain such large sums of money in such a short period of time. Therefore, they acquire funds by selling stock on the stock exchange.
This means that when you buy stock in a company, you are providing them money to help them build their business in exchange for owning a portion of the company. So, how can I grow my money with stock investing?
02 of 09Growing Your Money With Investing in Stocks
While saving is putting some of today’s money away for tomorrow, investing entails putting your money to work in the hopes of earning a higher return over time.
You can gain money in two ways once you’ve purchased shares in a firm (or a few companies): through price appreciation or dividends.
Let’s first discuss price appreciation. When you own stock in a corporation, the market value or price of those shares can fluctuate over time. The price will rise or fall depending on how many people want to purchase those shares and how many people want to sell them.
This is how supply and demand work: how many people want to sell vs. how many want to purchase. To gain money from price appreciation, you must be able to continuously invest your money in stocks that rise in value and then sell them before they fall in value.
It takes time to master this skill, but the payoff can be enormous. The amount of money you can make is limitless, and there will be endless opportunities!
Next is earning through dividends. This is an additional way to make money in the stock market. Dividends are essentially portions of a company’s profit that are distributed to stockholders as a perk of being a shareholder.
The corporation determines how much and how often dividends are paid. Although this is less complicated than price appreciation, you will have little influence over the amount of money you can generate.
If you don’t want to deal with supply and demand, you can acquire shares in companies that are known for paying out dividends on a regular basis. This would take less time and effort while still allowing you to make money.
Although the stock market can help you make a lot of money, it can also cause you to lose a lot of money if you don’t know what you’re doing. Stock trading, like drawing or playing an instrument, is a skill, so don’t expect to become a stock market expert overnight.
It will take time for you to improve your talents and learn how to correctly trade stocks, so don’t risk your entire life savings unless you have thoroughly tested your techniques. Traders in stocks are not gamblers.
To help you get started with investing in stocks, here’s Investegrams!
03 of 09What is Investagrams?
Investagrams is a collaborative online community for people who are interested in the stock market and investing. It appears to be similar to any other social networking site such as Instagram at first sight. However, on Investagrams, you and your connections can share investment ideas while discovering the ins and outs of stock investing. Becoming a part of this online community gives you the benefit of doing the following:
- Become a member of a trading community. Traders can be found in a variety of groups. You can join these groups to share your trading ideas and thoughts. Some seasoned traders are willing to share their knowledge of how to trade and grow their money, thus achieving financial success.
- Learn and Understand Investing Techniques. Investagrams offers articles, seminars, and video subscriptions to help you understand how to invest and make money.
- Experience Stock Market Trading. You’ll be able to undertake trial-and-error virtual trading, which is a great way for beginning investors to get their feet wet in the stock market. This means you can trade without risking your money while also learning from your mistakes.
- Utilize Analytical Tools. For any aspiring investor, trading tools are necessary. Investagrams enable you to discover how to make the most of these tools.
04 of 09How To Start Investing on Investegrams?
Successful investing is a journey, not a destination, and you should plan as if you were embarking on a long journey. Begin by deciding where you want to go, and then map out your investing route from there. Nobody understands more about you and your position than you do. As a result, you may be the best person to do your own investing—all you need is a little guidance. Determine which personality qualities will help or hinder your ability to invest successfully, and manage them accordingly.
The direction you take should be determined by your level of education, personality, and resources. Typically, investors choose one of the following approaches:
- You shouldn’t put all your eggs in one basket. To put it another way, diversify.
- Put all of your eggs in one basket, but keep an eye on it.
- Make tactical bets on a core passive portfolio to combine both of these techniques.
The majority of successful investors begin with low-risk, diversified portfolios and learn as they go. As investors gain more experience, they become better equipped to take a more active role in their portfolios.
Additionally, your willingness to learn plays a significant role. Know that although it is difficult to foresee the market, one thing is certain: it will be volatile. Learning to be a successful investor takes time, and the investment process is usually lengthy. The market will occasionally prove you wrong. Recognize this and learn from your errors.
05 of 09How To Create An Account On Investegrams?
- You cannot start without creating an account. Sign up and provide all necessary details, such as your first and last name, email address, and password. Register here on this link.
2. Share information about yourself. After signing up, you can click the proceed button to start sharing a little bit of your background information. That includes your experience in investing, the types of investments that interest you, and any investment topics that you want to learn.
3. Verify your email address. To continue successfully, just like any other platform, verifying your email address works as verifying your real identity and that you’re not a robot.
Just like that. With three easy steps, you can now start your Investegrams journey. The signup process is indeed so easy.
What do we do after creating an account? Of course, you can now start navigating the site. After you sign up, there’s a tutorial that will automatically pop up to give you an overview of the different tabs and functions on the platform.
As mentioned earlier, this online platform will help you understand and learn investing and stock trading principles, as well as the use of analytical tools and charts and collaboration with other traders.
To give you a quick sneak peek, this is what your homepage will look like.
Definitely, is plenty of stuff going on, but very easy to understand. Similar to any social networking site, you can also post and share your thoughts (better if investment-related). You can also react and comment on any posts in your feed. You can also follow other users and build a network of people aiming for financial success.
06 of 09What else do we do with Investegrams?
With Investagram you can trade virtually. You can practice buying and selling stocks using the Investagrams virtual trading platform. Click the vTrade button located on the top right corner of your home screen and select My Portfolio from the dropdown menu.
You’ll be taken to your portfolio page, where you’ll find information about your records, order history, and cash balance.
You’ll see a dropdown option on the right side of your screen where you can choose from a list of accessible stocks to purchase and sell. You can virtually buy or sell stocks by clicking on them.
You can access your records and history after buying or selling to see your stocks, average price, the total cost of shares, and some other trading details.
Read More: Guide to Investing in the Stock Market 2022
07 of 09What are some of the Features or Key Tools of Investagrams?
Charts. A basic Investagrams account allows you to watch stock price action using several charts. When you make an account, you’ll gain access to various charts and be able to graphically compare trends. You can display up to eight charts on a single screen. You can tell whether a stock is appreciating or depreciating by looking at these charts.
Groups. If you belong to a community of persons and investors, it will make it easier for you to discover solutions to your questions. Members of the group contribute their opinions on trends, prices, and stocks, which you can use to trade. You can have your questions answered.
Stock Screeners. A stock screener is a tool that assists you in locating stocks that fit the trading criteria you specify. Investagrams’ screeners help you figure out what kind of trader you are at first.
InvestaLearn. You can access videos, seminars, and investment lessons with InvestaLearn. You have the option of enrolling in either free or fee-based programs and courses.
Creating an account on Investagram is totally free. But unlocking other key features requires a monthly subscription. It’s worth your time to create a basic account on Investagrams. However, you can subscribe to the InvestaPrime feature to gain access to all other tools that will help you optimize your investment experience.
You can pick between three different InvestaPrime accounts: InvestaPrime (Basic), InvestaPrime+, and InvestaPrime Elite. If you’re quite unsure, Investagram offers 14 days free trial period.
- InvestaPrime (Basic) – A PHP 349 monthly subscription cost is required. The basic trading tools are included in the membership, and you may browse and use the Investagrams platform without having to deal with annoying ad prompts on your screen.
- InvestaPrime+ – InvestaPrime+ is available for PHP 599 per month. You can use some trading tools, earn community prizes, and have an ad-free account with this membership.
- InvestaPrime Elite – InvestaPrime Elite costs PHP 999 per month to subscribe to. You’ll get a complete set of trading tools, as well as an ad-free account and exclusive community benefits.
You may also consider another plan, InvestaPro. If you wish to make use of the platform’s proprietary ranking system, this is another option. This algorithm ranks all stocks according to your preferences.
You won’t have to waste time examining each stock because it will be filtered for you automatically to make purchasing and selling easier. A free Investa Basic plan is free, while InvestaPro costs PHP 248 per month.
08 of 09Investagrams FAQS
Is Investagrams an Online Broker?
No, stock purchases and sales are not currently possible using our platform. Rest assured, however, that we are working hard to become an online trading platform. For the time being, our InvestaWallet is used to purchase/subscribe to our features.
What is the best way to use my InvestaWallet?
Online banking and other payment methods can be used to fund the InvestaWallet. Once your InvestaWallet is funded, you can use it to pay for subscriptions and courses you want to take. Because Investagrams does not now enable withdrawals, plan how you will use your funds in your wallet.
What are the steps to using the Investagrams platform?
Go to your Settings – Platform Tutorial, and then click Restart and Return to your Home Page for a tutorial on the platform. You will be guided through the various aspects of Investagrams there. For a more in-depth look at the platform, we recommend going through the entire tutorial yourself!
What happens if I decide to cancel or stop paying for my subscriptions?
Your memberships will be immediately terminated, but there will be no reimbursement. However, you can continue to use the tools and features you paid for until the billing period ends.
09 of 09Conclusion
Investagrams is an example of an online social network that will help you not only improve your trading skills but also broaden your horizons in order to meet your aim of achieving financial success.
Learning how to use Investagrams is the first step toward understanding and mastering the stock market and other forms of investment. With a free account, you may learn the fundamentals of investing by utilizing the platform’s tools, particularly its virtual trading option.
You can also subscribe to Investagrams’ programs to grow as a professional investor as your investment knowledge and passion grow.
Always remember that alongside investment is the risk of losing your money. Learn the skill of becoming a skilled investor. Additionally, Investegrams will help you throughout your investment journey. So, why not create an account and try it for yourself?
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